Many banks across the country will be closed during the last week of September. This information is crucial for customers to complete their financial transactions on time and avoid any inconvenience. Deposits, check clearances, and other banking operations at bank branches may be affected during this period.
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Region-Specific and National Holidays
The 2025 bank holiday calendar released by the RBI includes information on region-specific holidays and weekend closings. Some holidays are specific to specific states, while others apply nationally. This allows customers to plan their financial activities in advance.
Bank Holidays from September 22nd to September 28th
The week begins on Monday, September 22nd. Banks will be closed on this day to celebrate Navratri in Jaipur, Rajasthan. Meanwhile, in Telangana, banks will be closed across the state due to the Bathukamma festival.
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On September 23, banks will be closed in Jammu and Srinagar to commemorate the birth anniversary of Maharaja Hari Singh Ji, the last Dogra ruler of Jammu and Kashmir. Banks will also be closed in Haryana on Veer Shaheed Diwas. These holidays will apply only to the respective states, while banks in other states will remain open as per normal timings.
There will be a national bank holiday over the weekend. All banks across the country will be closed on Saturday, September 27, for the fourth Saturday. Following this, all banks will remain closed on Sunday, September 28, as part of a regular holiday.
What Customers Should Do When Banks Are Closed
Customers are advised to plan their finances keeping in mind the bank closure dates. If you need to withdraw large amounts of cash, deposit checks, or apply for a loan, you should do so before the bank closes.
However, digital banking options such as UPI payments, mobile banking, internet banking, and ATM services will operate normally during these holidays. This will ensure no disruptions to customer services like money transfers and bill payments.
Impact for Businesses
Bank holidays may impact check clearance, loan processing, and other banking approvals, especially for small and large businesses. Transactions may experience slight delays during these times. Therefore, businesses are advised to plan their financial transactions in advance to avoid last-minute hassles.
Additional State-Specific Holidays
While most banks adhere to the RBI holiday list, some state governments may declare additional holidays due to local festivals or special events. Customers should contact their local branches for the latest updates. This will avoid any inconvenience in their banking operations.
Relief from Digital Banking
Despite bank closures, digital transactions will remain easy. Customers can transfer funds, pay bills, and perform other financial transactions through mobile banking apps, internet banking, or UPI. ATMs will also operate as usual. This ensures that essential financial transactions are not disrupted during the holidays.
Conclusion
Banks will be closed between September 22nd and 28th, including region-specific and national holidays. Customers are advised to plan their banking operations in advance during this period. Essential transactions can be completed timely using digital banking services. It is essential for both businesses and individual customers to make appropriate preparations to avoid any financial inconvenience during bank closures.
It is important for every customer to be aware of this week’s bank holidays to avoid any disruptions in depositing money, clearing checks, and other banking services. Planning banking operations with state-specific holidays and weekend closings in mind ensures time savings and convenience.